Cleo makes money better
She analyzes your spending, calls out bad habits, and makes you better at money.
Get your money off your mind.
Cleo tracks your spending, helps you set and meet goals, and adjusts as life moves. No more anxiety or mental math.
More personalized than most people.
Cleo's always learning about you and building connection, so money conversations feel more personal (with real personality).
Cleo's intelligent enough to optimize every dollar, and sharp enough to destroy your bad spending habits.
SAVE
Say yes to saving more.
Commit to a savings1 goal, and Cleo does the rest. Save automatically, earn high interest, and hit your target on your timeline.
Learn more
I absolutely love this app! Cleo is definitely on my level when it comes to budgeting. She speaks my language too which makes me feel like I personally know her! 5 stars!!!
ASHLEY SMITH, APP STORE
■ CLEO'S FEATURES
24/7, 365. Talk to Cleo anytime. She'll never leave you hanging, on hold, or on read.
No bank-speak. Unlike your bank, Cleo has a good personality. Talk to her like a human.
Real feedback. Cleo gives you the smart, brutally honest spending advice you need to hear.
Money on airplane mode. Set, forget, and get to your goals.
24/7, 365. Talk to Cleo anytime. She'll never leave you hanging, on hold, or on read.
No bank-speak. Unlike your bank, Cleo has a good personality. Talk to her like a human.
Real feedback. Cleo gives you the smart, brutally honest spending advice you need to hear.
Money on airplane mode. Set, forget, and get to your goals.
24/7, 365. Talk to Cleo anytime. She'll never leave you hanging, on hold, or on read.
No bank-speak. Unlike your bank, Cleo has a good personality. Talk to her like a human.
Real feedback. Cleo gives you the smart, brutally honest spending advice you need to hear.
Money on airplane mode. Set, forget, and get to your goals.
To keep your bank info safe, your accounts are linked through Plaid, an API provider.
You can check if Plaid supports your bank by following this link:
- Select Launch Demo
- Select Continue
- Search for your bank name
If you don't see your bank here, it can't be connected just yet.
No, your bank details are never stored.
To keep your info safe, your accounts are handled by Plaid, a trusted API provider that complies with PCI DSS requirements.
The fastest way to get help is by asking Cleo.
Go to Ask Cleo and type out your issue, or just ask for help. You'll be directed to the right place based on your specific problem. If your problem can't be solved in Ask Cleo, you'll be given a link to the customer support team.
Alternatively, you can send the team an email (team@meetcleo.com).
To get a Cleo Card, you need to be a Cleo user in the US, 18 or older, with an eligible linked bank account. $1 minimum deposit required. Subject to approval.
1Cleo is a financial technology company and is not an FDIC-insured bank. Direct Deposit banking services provided by Thread Bank, Member FDIC.
*Cleo Card issued by WebBank, Member FDIC. Subject to approval. $1 minimum deposit required.
2Credit outcomes vary based on individual behavior and credit profile.